You can always bank on BOB

SNEAKY COMPUTER VIRUS SECURITY ALERT

Sneaky Trojan Horse Swipes Data on 500,000 Bank Accounts The next time you upload pictures from your birthday bash or post comments to your favorite social networking site, you may be doing more than putting your reputation on the line and online. You may also be exposing your bank account data to a pretty sneaky Trojan horse. A Trojan horse called Sinowal, which to date has gathered more than 500,000 online bank accounts, may be one of the most advanced and dangerous security risks on the Web, according to Internet security firms that track these sorts of things. Apparently devised in Eastern Europe-most likely Russia-the Sinowal Trojan and its variants stealthily gather banking data by waiting for unsuspecting users to browse commonly trafficked Web destinations, including popular social networking sites like Facebook and MySpace. A user doesn't need to click on a pop-up window or do anything else traditionally seen as risky--the Trojan downloads to the user's computer in the background automatically. The advice from Web security experts: Think before you link. Reference: www.switched.com

HISTORY

Bedford Loan and Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank.

It was not until 85 years later, that a second branch was established.  On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch.

After serving Trimble County for 111 years, Bedford Loan and Deposit Bank again opened doors to more prospective customers.  On June 17, 2002, a third branch was established in the heart of Oldham County in LaGrange, Kentucky at 1010 New Moody Lane.

Throughout the years, Bedford Loan and Deposit Bank has always strived for excellence in meeting our customers' needs.  "August 2008: Bedford Loan and Deposit Bank stands strong in the current environment while many financial institutions are faltering.  You don't have to take their word for it, though;  Bedford Loan and Deposit Bank has earned a 5-Star Superior rating from BauerFinancial, Inc., the nation's leading independent bank rating and research firm.  The 5-Star rating is based on the overall financial picture of the bank and indicates that Bedford Loan and Deposit Bank is one of the strongest banks in the nation.  This represents the 65th consecutive quarter that Bedford Loan and Deposit Bank has earned this highest honor."  Having earned this prestigious rating consistently for ten years or longer, we have positioned ourselves into the even more impressive group of Exceptional Performance Banks.

  "In a climate where it is increasingly difficult to shine, Bedford Loan and Deposit Bank
  proves it can be done," remarks Karen Dorway, president of the research firm.  "In fact,
  local residents should be proud that their community bank is one of the elite financial
  institutions in the nation.  They can rest assured that their deposits are well-placed in
  this 5-Star bank."

"AN INDEPENDENT COMMUNITY BANK"
Resource: http://www.bauerfinancial.com/home.html
Full Media Release: August 2008 Media Release

So with this said, our President and CEO welcomes you to bedfordbank.com!

Dear Customer,

Welcome.  We appreciate your business.  We are excited to be opening a new door to the internet experience.  We have been in business since 1891.  Our mission is to serve the community by providing personalized banking service to our customers, and to award our shareholders and employees by operating profitably.  We feel that internet banking is a logical step in our ongoing efforts to expand our services and customer base.  We encourage you to make full use of Bedford Online Banking and bill pay, which provide you with safe and convenient access to your financial information and services.

Yours truly,

John  N. Manning

John N. Manning President/CEO

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