Personal Checking

V.I.P. Checking

• No Minimum Balance
• AD&D insurance¹ available at 3 levels
• Monthly Maintenance Fee
  • Plan A – $10M AD&D                               $8.00
  • Plan B – $20M AD&D                               $9.00
  • Plan C – $30M AD&D                             $10.00
• 2 Free boxes of checks per year
• Official check issue at no charge (up to 4 per month)
• See Customer Service Representative for more information

E-Checking

• No Minimum Balance/ Monthly Fee
• Interest rate will depend on meeting the criteria (Contact a Customer Service Representative for rates)
• Criteria:
  • Access Internet Banking and Bill Pay
  • Receive one direct deposit per statement cycle
  • Keep a valid e-mail address on file
  • Have a minimum of 10 debit card transactions per statement cycle that have posted and cleared.
  • Receive statements electronically
• Receive up to $12 back for foreign ATM fees in a statement cycle
• See Customer Service Representative for more information.

Now Checking

• $1000 minimum balance
• Minimum Balance Fee is $8.00
• Competitive Interest Rate (Contact a customer service representative for rates)
• Corporations may not apply
• See Customer Service Representative for more information.

Super Now Checking

• $2500 minimum balance
• Minimum Balance Fee is $11.00
• Higher interest rate than Now Checking (Contact a Customer Service Representative for rates)
• Corporations may not apply
• See Customer Service Representative for more information.

Money Market Checking

• $1000 minimum balance
• Minimum Balance Fee is $11.00
• Five tiers to maximize your return
• Limit 6 Withdrawls Per Month Excluding ATM, Teller Transactions, And On Us Loan Transfers
• Excessive Withdrawl Fee is $3.00 Per Item
• See Customer Service Representative for more information.

Gold 50 Checking

(For those age 50 or better)

• $100 minimum balance
• Minimum Balance Fee is $8.00
• AD&D insurance¹ in the amount of $1,000
• 1 box of club checks per calendar year at no charge
• Official check issue at no charge (Maximum of 4 per month)
• See Customer Service Representative for more information.

Gold 50 Plus

(For those age 50 or better)

• No minimum balance
• Monthly Maintenance Fee is $7.00
• AD&D insurance¹ in the amount of $11,000
• 2 boxes of club checks per calendar year at no charge
• Official check issue at no charge (maximum of 4 per month)
• See Customer Service Representative for more information.

Regular Checking

• $500 minimum balance
• Minimum Balance Fee is $7.00
• See Customer Service Representative for more information.

Value Checking

• No minimum balance
• Monthly Maintenance Fee is $3.00
• Up to 6 withdrawals per month ($.50 per item after 6 withdrawals)
• See Customer Service Representative for more information.