Personal Checking

V.I.P. Checking

• No minimum balance
• AD&D insurance¹ available at 3 levels
• 2 Free boxes of checks per year
• Official check issue at no charge (up to 4 per month)
• See Customer Service Representative for more information

E-Checking

• No minimum balance
• Interest rate will depend on meeting the criteria (Contact a Customer Service Representative for rates)
• Criteria:
  • Access Internet Banking and Bill Pay
  • Receive a Direct Deposit
  • Keep a valid e-mail address on file
  • Have a minimum of 10 debit card transactions per statement cycle that have posted and cleared.
  • Receive statements electronically
• Receive up to $12 back for foreign ATM fees in a statement cycle
• See Customer Service Representative for more information.

Now Checking

• $1000 minimum balance
• Competitive Interest Rate (Contact a customer service representative for rates)
• Corporations may not apply
• See Customer Service Representative for more information.

Super Now Checking

• $2500 minimum balance
• Higher interest rate than Now Checking (Contact a Customer Service Representative for rates)
• Corporations may not apply
• See Customer Service Representative for more information.

Money Market Checking

• $1000 minimum balance
• Five tiers to maximize your return
• Transfers to other accounts or 3rd parties by pre-authorized or automatic transfer or draft are limited to 6 per statement cycle.
• See Customer Service Representative for more information.

Gold 50 Checking

(For those age 50 or better)

• $100 minimum balance
• AD&D insurance¹ in the amount of $1,000
• 1 box of club checks per calendar year at no charge
• Official check issue at no charge (Maximum of 4 per month)
• See Customer Service Representative for more information.

Gold 50 Plus

(For those age 50 or better)

• No minimum balance
• AD&D insurance¹ in the amount of $11,000
• 2 boxes of club checks per calendar year at no charge
• Official check issue at no charge (maximum of 4 per month)
• See Customer Service Representative for more information.

Regular Checking

• $500 minimum balance
• See Customer Service Representative for more information.

Value Checking

• No minimum balance
• Up to 6 withdrawals per month ($.50 per item after 6 withdrawals)
• See Customer Service Representative for more information.