Bedford Loan and Deposit Bank Policies
  

YOUR FINANCIAL PRIVACY
CUSTOMER IDENTIFICATION REQUIREMENTS

YOUR FINANCIAL PRIVACY

  The Bank collects nonpublic personal information about you, such as Social Security
  numbers, addresses and place of employment from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about your transactions with us or others; and
  • Information we receive from a consumer-reporting agency.

  The Bank does not disclose any nonpublic personal information about you to anyone,
  except as permitted by law, such as responding to subpoenas and providing
  information to consumer reporting agencies:  i.e. credit bureaus.

  We may disclose all of the information we collect, as described above, to companies
  that perform marketing services on our behalf or to other financial institutions with
  whom we have joint marketing agreements.

  If you decide to ever close your account(s) or become an inactive customer, the Bank
  will adhere to the privacy policies and practices as described in this notice.

  The Bank restricts access to your personal account information to those employees
  who need to know that information to provide products or services to you.  The Bank
  maintains physical, electronic, and procedural safeguards that comply with federal
  regulations to guard your nonpublic personal information.

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CUSTOMER IDENTIFICATION REQUIREMENTS

  Important information about procedures for opening a new account

  To help the government fight the funding of terrorism and money laundering
  activities, Federal law requires all financial institutions to obtain, verify, and record
  information that identifies each person who opens an account.

  What this means for you:  When you open an account, we will ask for your name,
  address, date of birth, and other information that will allow us to identify you.  We
  may also ask to see your driver's license or other identifying documents.

  In some cases, identification will be requested for those individuals banking with us
  prior to the effective date of the customer identification requirements because
  original documentation was not obtained with the opening of the account, or we are
  unable to form a reasonable belief that we know the true identity of the existing
  customer.  In all cases protection of our customer's identity and confidentiality is our
  pledge to you.

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NOTICE: 2006 - Bedford Loan and Deposit Bank. All Rights Reserved. Please see our "Privacy-Policy" page for Privacy Policy and Disclosures. Please note that we are not responsible for nor do we promote any outside sources that may be linked to this website. You can reach Bedford Loan and Deposit Bank at 1.800.533.0308. Last updated 08/28/08.