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BEDFORD LOAN AND DEPOSIT BANK
BOARD OF DIRECTORS
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FRONT (L-R): Allison Willoughby, Wilma Olivigni
BACK (L-R): Bobby True, Glenn Fisher, Charles B Hood, Jon Dunlap, John Manning
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Condensed Statement of Condition
Bedford Loan & Deposit Bank
(UPDATED QUARTERLY)
| ASSETS |
JUNE 30, 2009
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| Cash & Due From Banks |
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$
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2,535,984.81
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| Federal Funds Sold |
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$
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1,072,000.00
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| Securities |
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$
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20,444,746.93
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| Net Loans |
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$
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48,612,142.04
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| Premises & Fixed Assets |
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$
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2,451,522.94
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| Other Real Estate Owned |
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$
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50,115.39
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| Other Assets |
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$
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1,818,701.28
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| TOTAL ASSETS |
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$
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76,985,213.39
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| LIABILITIES & STOCKHOLDERS EQUITY |
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| Deposits |
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$
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62,941,331.18
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| Accrued Interest |
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$
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120,989.07
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| Other Liabilities |
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$
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4,190,802.87
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| Stockholders Equity |
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| Common Stock |
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$
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60,000.00
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| Surplus |
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$
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690,000.00
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| Undivided Profits |
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$
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8,820,885.17
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| Net Unrealized Gain/Loss (FASB 115) |
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$
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161,205.10
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| Total Stockholders Equity |
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$
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9,732,090.27
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| TOTAL LIABILITIES & STOCKHOLDERS EQUITY |
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$
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76,985,213.39
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REGULATION F: CAPITAL RATIOS
| AS OF JUNE 30, 2009 |
| Leverage Ratio |
12.49%
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| Tier 1 - Risk-Based Capital Ratio |
21.24%
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| Total Risk-Based Capital Ratio |
22.49%
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These ratios are based on the financial information contained in Bedford Loan and Deposit Bank's Reports of Condition and Income. Ratios are calculated as of the date indicated and reported quarterly. |
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